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Coffee Glossary · Trade

Cash Against Documents (CAD)

A documentary collection payment method lighter than a letter of credit: the exporter ships, then routes the title documents through banks; the buyer receives them — and with them the ability to claim the cargo — only upon paying (or accepting a time draft). CAD trusts the buyer to pay when documents arrive but keeps the goods controlled until they do. Common in established coffee relationships, often paired with a 20–30% contract advance; cheaper and faster than L/Cs, riskier if a buyer walks away mid-ocean.

Related terms

Reading up before buying? Volcana Coffee exports SGS-inspected specialty Arabica and Fine Robusta from the Bolaven Plateau, Laos — and we're happy to walk new importers through every term on a real offer sheet.

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